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09-May-2018 20:02

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You can even use your debit card to get cash when you make purchases at a store. Examples: Some banks charge a fee if you enter a PIN (Personal Identification Number) to conduct a transaction instead of signing your name.

You may trigger a fee if you overdraw your account using your debit card, just as you would if you "bounced" a check.

That means there would be little time to make a deposit to cover a purchase, if necessary.

In addition, even though a transaction was approved, you may overdraw your account because the bank won't know what other withdrawals you have made that day until it settles all transactions later that day.

Be sure to read the disclosures to avoid an unexpected fee.

As with similar financial products, rewards-linked debit cards are designed to encourage people to use a certain bank and its services.

Yes, in certain circumstances, merchants can take these steps as protection against fraud, errors or other losses.

One common situation involves a hotel putting a hold on a certain amount when you use a debit card (or credit card) to reserve a room.

"If you're concerned that the merchant might not deliver what is promised, you might consider using a credit card instead of a debit card," says Janet Kincaid, FDIC Senior Consumer Affairs Officer.

The ADC Theatre is the liveliest theatre in Cambridge, presenting a vibrant programme of drama, music and comedy.

A department of the University of Cambridge, it is also the oldest University playhouse in the country.

Cambridge Art Tours was set up in 2012 by Sarah Burles (Girton 1984), an art historian and museum educator.

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It offers private tours of the Fitzwilliam Museum as well as a termly programme of tours and visits to other museums.Until the first () transaction is cancelled by the bank, usually within 48 hours, you wouldn't have access to that amount in your account. Because funds are deducted from your account very quickly, don't expect to have the option to stop payment or obtain a refund.